feat: 工资查询助手首版 v1.0.105

基于 skill-template 脚手架开发，包含：
- payroll_config（费率配置，可编辑）+ payslip_snapshots（解析历史，只读）2 张业务表
- 全国默认 + 北上广 4 套费率（社保/公积金/个税起征点/7 级税率表）
- 5 个业务 Action：calculate-payslip-simple / calculate-payslip-full / explain-term / view-config / edit-config
- 个税累计预扣法计算，支持多月历史累加
- 20 个薪资名词库（社保/公积金/个税/全勤/加班费等）
- 完整市场文档（README/TUTORIAL/DEMO/CHANGELOG）
- 296 测试全部通过

tools/verify_highlight.py

@@ -0,0 +1,57 @@
+#!/usr/bin/env python3
+"""Verify highlighted answer output file."""
+
+from pathlib import Path
+
+import openpyxl
+
+dst = Path(r"D:\下载\安全知识竞赛题库_答案标红.xlsx")
+src = Path(r"D:\下载\安全知识竞赛题库(1).xls")
+
+print(f"Source exists: {src.exists()}")
+print(f"Output exists: {dst.exists()}")
+
+wb = openpyxl.load_workbook(dst, rich_text=True)
+ws = wb.active
+print(f"Sheet: {ws.title}, rows={ws.max_row}, cols={ws.max_column}")
+
+# Find header columns
+header_row = None
+options_col = None
+answer_col = None
+for row_idx in range(1, 20):
+    for col_idx in range(1, ws.max_column + 1):
+        val = ws.cell(row=row_idx, column=col_idx).value
+        if val and str(val).strip() == "题目选项":
+            options_col = col_idx
+        if val and str(val).strip() == "题目答案":
+            answer_col = col_idx
+    if options_col and answer_col:
+        header_row = row_idx
+        break
+
+print(f"Header row={header_row}, options_col={options_col}, answer_col={answer_col}")
+
+# Sample verification for first 5 rows with answers 1,2,3
+samples = []
+for row_idx in range(header_row + 1, ws.max_row + 1):
+    answer = ws.cell(row=row_idx, column=answer_col).value
+    if answer in ("1", "2", "3", 1, 2, 3):
+        cell = ws.cell(row=row_idx, column=options_col)
+        val = cell.value
+        runs = []
+        if hasattr(val, "__iter__") and not isinstance(val, str):
+            for block in val:
+                font = block.font
+                bold = font.b if font else None
+                color = font.color if font else None
+                runs.append((block.text, bold, color))
+        samples.append((row_idx, answer, runs))
+        if len(samples) >= 5:
+            break
+
+for row_idx, answer, runs in samples:
+    print(f"\nRow {row_idx}, answer={answer}:")
+    for text, bold, color in runs:
+        marker = "RED_BOLD" if bold and color == "FF0000" else "normal"
+        print(f"  [{marker}] {repr(text[:50])}")